iPay, Ltd., a business trust [Belize], is committed to giving you accurate and helpful information on mold and health. We also provide products and services that enable you to deal effectively with your mold health problems and home or other building mold infestation problems. Through your interaction with our companies, we receive information that may or may not personally identify you to us. Because of this, we have a policy by which we handle your information to demonstrate our firm respect and commitment to your privacy and protection of your information.

How we collect information from web site visitors and customers

When you visit iPay, Ltd. web sites, we may get aggregate information (information that does not personally identify you), such as your internet protocol (IP) address or local host and other related information which may be stored in our server or web hosts for technical purposes. In the event that you email us, buy products and services or contact us in any way, we receive your personal information. Other circumstances which may bring your information to us are through advertisers, business partners or third party affiliates. All these depend on the page you are on or the activity you are visiting or participating in.

What we do with your information

All information is used with accordance with legal and statutory requirements. Aggregate information is used for statistics and determining which page is most widely visited. This information helps our company in finding out how to make our web site better and how to improve our services for you. Aggregate information is NOT shared with our business partners or third party affiliates, and it is not used to contact you directly.

Your personal information is kept as part of company records or company assets and is in no way sold or rented without your advance permission or unless ordered by a court law. This information is only available to employees who are directly concerned with contacting you or sending you emails to deliver your requested information, products or services. Your personal information may be used and shared with our business partners or third party affiliates that provide mold products and services for shipment to you.

In the event that we sell, buy, merge or partner with other businesses or companies, we may use or transfer your information as one of our business or company assets. We may also give your information in response to a court order. Other times, when we are reasonably required to by law or in connection to the collection of the amounts you may owe us and/or whenever we deem it necessary we will give such information to law enforcement authorities.

Accuracy of the information

The accuracy of the information we have depends on the information that we receive and is offered by you at the time you visited our web site, signed up for our services, made an order or contacted us in any other way. Accuracy is maintained by providing you our contact information so as you can update us for any changes or corrections in your personal information for us to serve you better. We aim to maintain accuracy of your personal information to the extent that you provide us with such information.

Partners, third party affiliates, linked web sites, advertisement

Our partners, third party affiliates, companies or businesses whose web sites are linked with us and advertisers are expected to respect the privacy of our visitors and customers. However, they may have their own privacy and data collection policies and practices which we do not have control of. iPay, Ltd. does not take any responsibility for their actions or their policies. You are advised to check their privacy policies when providing information on a feature or page provided by them.

Children

iPay, Ltd. does not knowingly collect or solicit personal information about or from children under 13 years old except as permitted by law. If we discover we have received information from a child under 13 years old in violation of this policy, we will delete that information immediately. If you believe that we have any information from or about anyone below 13 years old, please contact us.

Email

When you receive email from iPay, Ltd. and any of the company's email addresses, it is only to respond to your request for information, products or services. It may also mean that you have given us your information by contacting us, buying our products or services or by any other means. However, if you believe that you have been sent an email by mistake and you do not wish to receive any email from us in the future, please contact us and we will immediately remove you from our mailing list database.

Opt Out

Your interaction with us means that you may or may not get regulated emails from us regarding new information, products or services that may be of importance to you. However, if you wish not to be sent emails on new information, products or services, you can contact us to be removed from our mailing list database.

Contact Us

For questions and comments regarding our privacy policy, and other matters relating to your personal information and iPay, Ltd. privacy policy, please email:  envirodangers@yahoo.com

Privacy Policy Changes

iPay, Ltd. reserves the right to change this privacy policies without prior notice. You are advised to check this page periodically so as to know the current policies followed by the company. Moreover, your personal information gathered under a certain privacy policy will not be used under another or new privacy policy, unless with your permission. This privacy policy was created on October 14, 2003.

Governing Law